YES BANK MARQUEE Credit Card
YES BANK
₹9,999
Joining fee
₹4,999, waived at ₹10L spend
Annual fee
1%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹90,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 760+
Estimated — not officially confirmed by the bank.
Age: 21–60
Salaried minimum Rs 3 lakh/month OR self-employed ITR minimum Rs 36 lakh/annum - high-income super-premium card.
Lounge access
24 domestic / Unlimited international visits per year
Guest Visits: 8 complimentary domestic or international guest visits annually.
Spend Condition: Rs 1 lakh spending required in the preceding quarter to retain these benefits.
Primary And Addon: 24 domestic visits/year (6/quarter) AND unlimited international visits, both extended to primary AND add-on cardholders (unusual - most cards restrict add-ons).
Reward details
10 points per Rs 200 on other categories (recharge, utilities, insurance)
- 36 points per Rs 200 (up to 4.5% value) on Online shopping
- 18 points per Rs 200 (up to 2.25% value) on Offline spends
Welcome bonus: 40,000 YES Rewardz Points plus a Rs 3,199 ETPrime subscription
- Renewal: 20,000 YES Rewardz Points
Redemption
Limited to Club Vistara Points, InterMiles, or the YES Rewardz platform for travel/hotels/vouchers
Ratio: 1 point = up to Rs 0.25; aggregator separately notes a 4:1 redemption ratio as a complaint point
Caps: maximum 1 lakh points per statement cycle
Excluded from rewards: fuel transactions, instant/post-purchase EMIs, cash withdrawals, rental/wallet transactions (1% or Rs 1 minimum charged instead)
- Buy 1 Get 1 movie offer (up to Rs 800 off, max 3 free tickets monthly)
- Golf: 12 complimentary lessons annually plus 4 green fee waivers
- 1% fuel surcharge waiver up to Rs 1,000/month
- Minimum 15% off dining at select restaurants
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Competitive 4.5% online reward rate; unlimited international lounge access; strong all-rounder package estimated at Rs 28,800+ annual value — Paisabazaar
Complaints
- Limited redemption partners (only 2 airline transfer options vs 15+ on competitors); low 4:1 point-to-cash redemption ratio — Paisabazaar
Sources
- Official (not independently verified) — not separately fetched/verified in this pass
- Aggregator — fees, eligibility, rewards, lounge, sentiment