Standard Chartered Super Value Titanium Credit Card
Standard Chartered Bank
A bills-and-fuel-focused cashback card — the caps are tight, but the categories are genuinely everyday ones.
₹750
Joining fee
₹750, waived at ₹90k spend
Annual fee
Rs 750 joining/annual fee reversed if annual spends reach Rs 90,000+ in the preceding year (official); card is complimentary for Standard Chartered Premium Banking customers.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Age: 21–65
Salaried or self-employed; minimum monthly income Rs 55,000; add-on cardholders minimum age 18.
Must belong to the bank's credit card sourcing cities/locations (official).
Lounge access
0 domestic / 0 international visits per year
International Gating: International lounge access (1 visit/month via Priority Pass) restricted to Premium Banking customers meeting Rs 15 lakh Funds Under Management or Rs 1.5 lakh monthly salary credit thresholds (official); aggregator separately describes this as general Priority Pass membership without repeating the specific visit-count detail - both figures presented since they come from different levels of detail on the same benefit.
Key features
- 5% cashback on fuel (cap ₹200/month, ₹100/transaction), telephone (cap ₹200/month), utilities (cap ₹100/month)
Reward details
1 reward point per Rs 150 on other spends
- 5% cashback on Fuel — Rs 200/month, max Rs 100/transaction; transactions ≤Rs 2,000 eligible; works across all fuel brands
- 5% cashback on Phone bills — Rs 200/month (official) vs Rs 100/month (aggregator, minor discrepancy); min Rs 750 transaction, max Rs 100/transaction
- 5% cashback on Utility bills — Rs 200/month (official) vs Rs 100/month (aggregator, minor discrepancy); min Rs 750 transaction, max Rs 100/transaction
Redemption
Via 360° rewards program for vouchers, discounts and offers; no redemption fee
Excluded from rewards: virtual card application, rental payments (1% processing fee applies instead of rewards)
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Covers everyday categories (fuel, utilities, phone bills) typically excluded elsewhere; fuel cashback applies across all fuel brands — Paisabazaar
Complaints
- Low monthly capping on cashback; poor reward rate beyond bonus categories; minimum transaction thresholds required for utility/phone bill cashback — Paisabazaar
Sources
- Official — fees, eligibility, lounge
- Aggregator — fees, rewards, lounge, sentiment