Standard Chartered Platinum Rewards Credit Card
Standard Chartered Bank
The lowest structured fee in the lineup, with real uncapped dining/fuel acceleration.
₹250
Joining fee
₹250
Annual fee
Joining fee (Rs 250) waived if spending Rs 500+ within 30 days of card issuance; applies only to electronically submitted applications.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Key features
- 5 pts/₹150 on dining and fuel (no monthly cap per official page), 1 pt/₹150 elsewhere
- Promotional offer may waive fees at ₹500+ spend within 30 days of a digital-channel application — not the guaranteed standard fee
Reward details
1 reward point per Rs 150 on other categories
- 5 reward points per Rs 150 on Dining & fuel — no monthly cap
Redemption
Ratio: 1 reward point = Rs 0.25
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- 5X reward points on dining and fuel spends with no monthly capping; easily achievable fee waiver threshold — Paisabazaar
Complaints
- Low base reward rate outside dining & fuel; low Rs 0.25/point redemption value; no travel/lifestyle benefits — Paisabazaar
Sources
- Official (not independently verified) — redirect target of sc.com/in, not separately fetched with full detail
- Aggregator — fees, rewards, sentiment