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Standard Chartered Bank
A grocery-focused cashback card — strong if supermarket spend is a real category for the user.
₹999
Joining fee
₹999, waived at ₹1.2L spend
Annual fee
Reverses upon spending ₹1,20,000 in a year (aggregator-sourced; official page could not be fetched — blocked by robots.txt).
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Salaried (₹90,000+/month) or self-employed (₹10,80,000+/annum) — both eligible
Lounge access
0 domestic / 0 international visits per year
Key features
Reward details
3 reward points per ₹150 on all other spend
Welcome bonus: 5,000 reward points upon joining-fee payment
Redemption
Through net banking or mobile app.
Real-world feedback
Not found — aggregator content focuses on objective features rather than customer feedback.
Sources