Standard Chartered EaseMyTrip Credit Card
Standard Chartered Bank
Travel-discount focused rather than a points-earning card — the EaseMyTrip discounts are the real value here.
₹350
Joining fee
₹350, waived at ₹50k spend
Annual fee
Internal discrepancy in the aggregator's own content — an FAQ explicitly states there is no fee waiver option, while an earlier part of the same page mentions a waiver at Rs 50,000 annual spend; treated as no-waiver based on the explicit FAQ answer, but both are presented since the source does not resolve the inconsistency.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
2 domestic / 0 international visits per year
International Priority Pass access was discontinued 15 October 2024.
Key features
- 20% off EaseMyTrip hotels, 10% off flights (both capped)
- 10 pts/₹100 at standalone hotel/airline sites
Reward details
2 points per Rs 100 (base rate) on other retail spends
- 2 points per Rs 100 (co-branded benefit) on EaseMyTrip bookings
- 10 points per Rs 100 (accelerated rate) on Airline/hotel websites (excluding aggregators)
Redemption
Via Standard Chartered 360 rewards portal; points cannot be redeemed directly against the card statement
Ratio: 2 reward points = Rs 0.50
- Co-branded travel discounts (each usable once monthly via coupon code 'EMTSCB', usable individually by both primary and add-on cardholders): domestic hotels up to 20% off (max Rs 5,000); international hotels up to 20% off (max Rs 10,000); domestic flights up to 10% off (max Rs 1,000); international flights up to 10% off (max Rs 5,000); bus tickets Rs 125 off (minimum Rs 500 transaction)
- International lounge access previously offered but is 'no longer available' per aggregator — a benefit reduction over time
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Value-back higher compared to other similar cards — Paisabazaar
- Discounts available regardless of transaction amount with no minimums — Paisabazaar
- Accelerated rewards on non-EaseMyTrip airline/hotel bookings — Paisabazaar
Complaints
- Low base reward rate of 0.5% — Paisabazaar
- Low rewards redemption ratio of 4:1 — Paisabazaar
- No welcome benefits offered — Paisabazaar
- Points cannot be redeemed against the card statement — Paisabazaar
Sources
- Official (not independently verified) — redirect target of sc.com/in; not separately fetched with full detail in this pass
- Aggregator — fees, lounge, rewards, sentiment