Snapdeal BOBCARD
BOBCARD Limited
A Snapdeal-branded cashback card confirmed still live and actively accepting applications.
₹249
Joining fee
₹249
Annual fee
3.5%
Forex markup
3.9 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Age: 21–65
Minimum income Rs 3.6 lakh (salaried), Rs 8 lakh (self-employed); add-on age 18+. Required documents: PAN, 3 months' bank statements, ITR, residence proof, passport photo.
Key features
- 5% cashback on eligible online spends
- 4 pts/₹100 elsewhere
Reward details
4 points per Rs 100 on all other spends (1% cashback equivalent, baseline)
- 20 points per Rs 100 (5% cashback equivalent) on Snapdeal purchases
- 10 points per Rs 100 (2.5% cashback equivalent) on Online shopping/grocery — 2,000 points per statement
Welcome bonus: Up to Rs 500 in Snapdeal vouchers
Redemption
Points auto-convert to cashback monthly.
Ratio: 1 point = Rs 0.25
- Fuel surcharge waiver 1%, capped at Rs 250/month, on all fuel transactions.
- EMI conversion available, 6-36 months, minimum Rs 2,500 transaction.
- Up to 3 free supplementary/add-on cards.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- No travel, dining, or lifestyle benefits offered; the aggregator frames the card as having 'limited appeal beyond Snapdeal shoppers.' — Paisabazaar
Sources
- Aggregator — fees, eligibility, forex, rewards, sentiment