Not available via the quiz
Discontinued status unclear and this card's ₹0 fee is not bank-confirmed — treat as uncertain until verified directly with SBI.
SBI Card TITAN
SBI
No longer confirmed active — kept in the catalog for reference only.
Free
Joining fee
Free
Annual fee
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Age: 18–60
Income 'at SBI Card's discretion' per aggregator; CIBIL not explicitly stated.
Reward details
6 reward points per Rs 100 on all other categories (1 point = Rs 0.25)
- 3% as gift vouchers on Tanishq — quarterly cap Rs 25,000
- 5% cashback on Mia/CaratLane/Zoya — quarterly cap Rs 10,000
- 7.5% cashback on Other Titan brands — quarterly cap Rs 10,000
- 6 reward points per Rs 100 on UPI at Titan stores
Redemption
Rewards redeemable only as Titan vouchers (retail/online at select partner stores)
Ratio: 1 point = Rs 0.25
Excluded from rewards: fuel, wallet upload, property rental, utility spends
- Both RuPay and Visa network variants available
- International lounge access limited to first two years only
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Cashback on gold/jewellery purchases, a category typically excluded on other cards — Paisabazaar
- Useful milestone benefits — Paisabazaar
- Lounge access valued — Paisabazaar
Complaints
- Limited redemption options (Titan vouchers only) — Paisabazaar
- No everyday-category benefits (dining, groceries) — Paisabazaar
- High spend thresholds required for milestone rewards — Paisabazaar
Sources
- Official (not independently verified) — not separately fetched/verified in this pass — figures drawn entirely from aggregator
- Aggregator — fees, eligibility, lounge, rewards, sentiment