RBL Bank World Safari Lite Credit Card
RBL Bank
₹1,000
Joining fee
₹1,000
Annual fee
Not found/not mentioned by either source — no confirmed spend-based waiver.
0%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Lounge access
4 domestic / 4 international visits per year
Domestic: 1 complimentary visit per calendar quarter, requiring Rs 50,000+ spend in previous quarter; primary cardholder only, add-on cardholders excluded; accessed via card swipe
International: 1 complimentary visit per calendar quarter at select lounges outside India, same Rs 50,000+ prior-quarter spend condition; accessed via QR code through the RBL app
Reward details
1 point per Rs 100 on domestic travel (other/eligible)
- 5 points per Rs 100 on Flights & hotels booked via RBL Rewards Portal
Welcome bonus: Rs 1,000 gift voucher value (Ixigo + Swiggy One) per official; aggregator specifies Ixigo voucher worth Rs 599 off, Swiggy One membership, and OTT Play access — both on first transaction within 30 days
- Rs 2.5 lakh annual spend: 5,000 bonus points
- Rs 5 lakh annual spend: 10,000 bonus points
Redemption
Ratio: Rs 0.25/point for flights & hotels; Rs 0.05/point for all other redemptions
Excluded from rewards: fuel, auto services, utilities, insurance, railways, real estate, wallet loads, miscellaneous payments
- 0% forex markup avoids typical 3.5% + 18% GST charged by competitors
- Cash advance charge 2.5% of amount withdrawn, minimum Rs 500
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Zero forex charges and low annual fee make it attractive for international spending; strong value on flight/hotel bookings through the RBL portal — CardInsider
Complaints
- Lounge access requires a relatively high Rs 50,000 quarterly spend threshold; reward points offer relatively low value outside travel categories — CardInsider
Sources
- Official — fees, forex, lounge, rewards
- Aggregator — fees, forex, lounge, rewards, sentiment