
RBL Bank
₹3,000
Joining fee
₹3,000
Annual fee
No confirmed spend-based waiver; a Rs 3,000 MakeMyTrip welcome voucher is provided instead to offset the fee (requires one transaction within 30 days + fee payment in first billing cycle).
0%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹60,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 730+
Estimated — not officially confirmed by the bank.
Lounge access
4 domestic / 4 international visits per year
Domestic: 8 complimentary visits annually (2/quarter), conditional on Rs 35,000+ spend in the previous quarter; select category purchases excluded from spend eligibility
International: Complimentary Priority Pass membership, 2 visits/year; 1 additional visit earned on Rs 50,000+ quarterly spend; $27/visit once complimentary allocation exhausted
Reward details
2 reward points per Rs 100 on domestic/other retail
Welcome bonus: Rs 3,000 MakeMyTrip voucher
Excluded from rewards: international spends (for points), fuel & auto, utilities, insurance, railways, real estate/rental, wallet/service providers
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
Complaints
Sources