RBL Bank Shoprite Credit Card
RBL Bank
₹500
Joining fee
₹500, waived at ₹1.5L spend
Annual fee
Waived on spending Rs 1.5 lakh in a membership/previous year.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Reward details
1 reward point per Rs 100 on other eligible purchases
- 20 reward points per Rs 100 (~5% value back at Rs 0.25/point) on Groceries — 1,000 points/month
Welcome bonus: 2,000 reward points on card activation/first transaction within 30 days + annual fee payment
Redemption
Ratio: 1 point = Rs 0.25
Excluded from rewards: fuel & auto, utilities, insurance, railways, real estate/rental, wallet/service providers, miscellaneous, quasi-cash, education, government services, contracted services, cash, Bills2Pay, EMI conversions
- 10% off BookMyShow tickets (up to Rs 100), valid for 15 transactions/year
- Fuel surcharge waiver 1% on Rs 500-4,000 transactions, capped Rs 100/month
- Network: MasterCard, Visa, and RuPay
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Accelerated rewards on grocery shopping, an important everyday category; movie discounts without monthly transaction-count limitations — Paisabazaar
Complaints
- General reward rate on non-grocery spends is low; benefits are capped; limited lifestyle benefits beyond grocery and movie categories — Paisabazaar
Sources
- Official — fees, lounge, rewards
- Aggregator — fees, lounge, rewards, sentiment