
RBL Bank
₹5,000
Joining fee
₹5,000
Annual fee
Not found/not detailed in official content fetched — no confirmed spend-based waiver.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹90,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 760+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Reward details
4 points per Rs 200 on select shopping elsewhere, capped at 500 points/month
Welcome bonus: Rs 2,000 Shoppers Stop voucher (on activation + shopping within 30 days); Rs 2,000 welcome gift; complimentary Shoppers Stop First Citizen Club 'Platinum Aura' membership (worth Rs 1,500); complimentary makeover service
Redemption
Ratio: 1 point = Rs 0.50
Excluded from rewards: fuel, auto, utilities, insurance, quasi-cash, railways, real estate, education, wallets, government services, contracted services, cash, miscellaneous, Bills2Pay, EMI conversions, fees/charges/GST
Real-world feedback
Not found — no dedicated third-party aggregator review page located, likely due to very recent (August 2026) launch; only launch-announcement press coverage exists, carrying no user sentiment.
Sources