RBL Bank Shoppers Stop Gold Credit Card
RBL Bank
₹1,000
Joining fee
₹1,000
Annual fee
No spend-based waiver mentioned; welcome benefit is applicable only after annual membership fee is paid.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Reward details
4 points per Rs 200 on select shopping elsewhere, capped at 500 points/month
- 10 points per Rs 200 (1 point = Rs 0.25) on Shoppers Stop Universe — 1,500 points/month
Welcome bonus: Rs 1,000 welcome gift on card activation and initial purchase; complimentary Shoppers Stop First Citizen Club 'Golden Glow' Membership (worth Rs 750)
- Rs 1 lakh quarterly spend: quarterly Rs 500 voucher
- Rs 3.5 lakh annual spend: annual Rs 1,000 voucher
- Rs 20,000+ Shoppers Stop purchases (requires Rs 50,000+ prior-quarter spend): extra 1,000 points
Redemption
Ratio: 1 point = Rs 0.25
Excluded from rewards: fuel, utilities, insurance, quasi-cash, railways, real estate, education, wallets, government services, contracted services, cash, miscellaneous, Bills2Pay, EMI conversions
- Network: Visa
Real-world feedback
Not found — no dedicated third-party aggregator review page located, likely due to very recent (August 2026) launch; only launch-announcement press coverage exists, carrying no user sentiment.
Sources
- Official — fees, rewards