RBL Bank Shoppers Stop Black Credit Card
RBL Bank
₹10,000
Joining fee
₹10,000
Annual fee
Not found/not detailed in official content fetched — no confirmed spend-based waiver.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹1,50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 800+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Reward details
4 points per Rs 200 on select shopping elsewhere, capped at 500 points/month
- 15 points per Rs 200 (1 point = Rs 1 at Shoppers Stop, highest per-point value among the three tiers) on Shoppers Stop Universe — 1,500 points/month
Welcome bonus: Shoppers Stop Rs 3,000 voucher (on activation + shopping within 30 days); welcome gift worth Rs 3,000; complimentary Shoppers Stop First Citizen Club Black Card Membership (worth Rs 4,500); complimentary makeover service — applicable only after annual membership fee is paid
- Rs 2.5 lakh quarterly spend: quarterly Rs 1,500 voucher
- Rs 8 lakh annual spend: annual Rs 2,500 voucher
- Rs 20,000+ Shoppers Stop shopping (requires Rs 75,000 prior-quarter spend): extra 1,000 points
Redemption
Ratio: 1 point = Rs 1 at Shoppers Stop
Excluded from rewards: fuel, utilities, insurance, quasi-cash, railways, real estate, education, wallets, government services, contracted services, cash, miscellaneous, Bills2Pay, EMI conversions, fees/charges/GST
- Network: Visa
Real-world feedback
CardInsider launch-announcement coverage describes the three-tier Gold/Platinum/Black lineup neutrally as 'straightforward' offerings for 'frequent Shoppers Stop customers' — no detailed praise/complaint sentiment available yet given the very recent launch.
Sources
- Official — fees, rewards
- Aggregator — launch context only, no dedicated review