RBL Bank Patanjali Swarn Credit Card
RBL Bank
Grocery cashbackpriority:lounge domesticCashback focusedupi rewardsFuel surcharge waiver
₹1,499
Joining fee
₹1,499
Annual fee
No confirmed spend-based waiver found on the official page.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Lounge access
4 domestic / 0 international visits per year
Reward details
1 reward point per Rs 100 spent at online/offline stores
- 10% cashback on transactions of Rs 500+ on Patanjali online/offline stores — Rs 750/month
- Rs 9 lakh annual spend: Rs 1,500 Patanjali voucher
- Rs 12 lakh annual spend: 4N/5D wellness center stay
Redemption
Via dedicated RBL rewards portal for products/catalogue items
Excluded from rewards: fuel & auto, utilities, insurance, quasi-cash, railways, real estate, education, wallets, government services, contracted services, miscellaneous, cash, Bills2Pay, EMI conversions
- Fuel surcharge waiver: 1%, capped at Rs 200/month
Sources
- Official — fees, lounge, rewards