Not available via the quiz
Requires an existing BUPB, BGGB, or BRKGB regional rural bank relationship — not available through a standard application.
PRAGATI BOBCARD
BOBCARD Limited
Relationship-banking exclusive — kept in the catalog for reference only.
Free
Joining fee
Free
Annual fee
Waived on Rs 25,000 annual spend.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
No minimum income specified
No minimum CIBIL score required
Restricted to customers of three Regional Rural Banks sponsored by Bank of Baroda: BUPB (Baroda UP Bank), BRKGB (Baroda Rajasthan Kshetriya Gramin Bank), BGGB (Baroda Gujarat Gramin Bank). Income/CIBIL not disclosed.
Key features
- Lifetime free
- 1 pt/₹100 core spends
- Departmental-store/movie accelerated rewards
- Smart EMI
- Restricted to BUPB/BGGB/BRKGB regional rural bank customers
Reward details
1 reward point per Rs 100 on all other purchases, including UPI
- 5 points per Rs 100 on Departmental stores and movies — 1,000 points/month
Welcome bonus: 500 points on Rs 5,000+ spend within 60 days
Category caps
- UPI: 500 points/month
Redemption
Ratio: 1 point = Rs 0.25
- Fuel surcharge waiver 1%, capped at Rs 250/month, on Rs 400-5,000.
- Personal accidental death cover: Rs 15 lakh (air), Rs 5 lakh (non-air).
Real-world feedback
Not found — Paisabazaar notes the card is not available on Paisabazaar.com, requiring direct bank application; no user complaints/feedback located for this narrowly-distributed regional co-brand card.
Sources
- Aggregator — fees, eligibility, rewards, sentiment
- Official (not independently verified) — product listing only (search result)