
Punjab National Bank
PNB's mid-tier income-gated card — lounge access and entertainment discounts at a moderate fee.
₹1,500
Joining fee
₹2,000, waived at ₹3L spend
Annual fee
Rs 2,000 annual fee (primary) waived if annual spend reaches Rs 3,00,000 in the preceding year. Add-on: Rs 500 joining, Nil annual.
3.5%
Forex markup
4.1 / 5
Rating
Eligibility
Minimum income: ₹62,500/month
Estimated minimum CIBIL score: 720+
Estimated — not officially confirmed by the bank.
Age: 21–65
Salaried or self-employed professionals (aggregator-sourced); card limit Rs 1,25,000-15,00,000 (regular), up to 80% of FDR value for FDR-backed cards, minimum FDR Rs 1,60,000.
Sources disagree: Age not disclosed on official page in this fetch; aggregator-sourced only.
Lounge access
Domestic: Complimentary access mentioned by aggregator (Paisabazaar), exact visit counts/conditions not detailed in this fetch; not corroborated by the official page
International: Same as domestic — complimentary access mentioned but uncorroborated/undetailed
Key features
Reward details
Real-world feedback
Not found — no specific praise/complaint commentary was available in this fetch.
Sources