PNB Visa Platinum Card
Punjab National Bank
A concierge-forward travel card with no quantified lounge access despite the travel-focused tags.
Free
Joining fee
Free
Annual fee
Rs 500 annual fee (primary) waived only if ALL three conditions are met: usage exceeded the credit limit in the preceding year, at least one retail transaction (excluding fuel/cash) occurred each quarter, and the account has never been irregular. Add-on card fee Rs 500.
3.5%
Forex markup
3.8 / 5
Rating
Eligibility
Estimated minimum income: ₹30,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 680+
Estimated — not officially confirmed by the bank.
Card limit range Rs 10,000 (min) to Rs 10,00,000 (max), minimum annual income Rs 5,00,000 (official, current 'Visa Platinum' product).
Sources disagree: Same naming ambiguity as the Gold card — Paisabazaar's closest match, 'PNB Global Platinum Credit Card,' is stated as currently unavailable on Paisabazaar.com. If the same product, 'Global Platinum' eligibility additionally requires: age 21-65, prior PNB banking relationship of 6+ months, open to salaried/self-employed/retired government officials/businessmen, must reside/work in the branch's city.
Key features
- 2 pts/₹150
- 24x7 global concierge
- Travel/airline/hotel booking assistance
- Passport/visa assistance
Reward details
For reference only ('PNB Global Platinum Credit Card,' possibly the same or a related product, naming ambiguity unresolved): 1 point per Rs 100 spent at merchants generally.
- 2 points per Rs 150 on Retail transactions
- 'Global Platinum' reference product only: 24/7 priority customer service; Rs 1,000 joining fee waived if cumulative purchases (excluding fuel/cash) exceed the credit limit within 6 months; similarly-conditioned Rs 1,000 annual fee waiver from year 2.
Real-world feedback
Not found for the current 'Visa Platinum' product specifically; the 'Global Platinum' aggregator page carried no distinct customer sentiment commentary either.
Sources
- Official — fees, eligibility, card limit for 'PNB Visa Platinum Card' specifically
- Aggregator — possibly a different/related product named 'PNB Global Platinum Credit Card'