Not available via the quiz
Restricted to Defence/Government/Paramilitary personnel; also requires an existing PNB banking relationship (a PNB Rakshak Plus account and PNB account ownership).
PNB Rakshak RuPay Platinum Card
Punjab National Bank
A mid-tier card combining utility/dining rewards with insurance and concierge support.
Free
Joining fee
Free
Annual fee
Annual fee (Nil to begin with) waived if the card is used at least once each quarter.
3.5%
Forex markup
3.6 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Restricted to defence personnel only — serving Indian Army, Navy, or Air Force members, plus trainees and veterans. Requires a credit score of 750+, a PNB Rakshak Plus account, and PNB account ownership.
Key features
- 300+ welcome points
- Cashback on utility/dining
- Comprehensive insurance
- 24/7 concierge
Reward details
- Exclusive cashback (specific rate not detailed in this fetch) on Restaurants and utility bills
Welcome bonus: 300 reward points on first use
- Accidental death/permanent disability insurance cover of Rs 2,00,000.
Real-world feedback
Paisabazaar's page contained purely informational content with no customer reviews or sentiment commentary in this fetch.
Sources
- Official — fee structure only; page contained largely empty/incomplete fields
- Aggregator — eligibility, lounge, rewards, sentiment