Not available via the quiz
Requires an existing Nainital Bank relationship — not available through a standard application.
NAINITAL BANK RENAISSANCE BOBCARD
BOBCARD Limited
Relationship-banking exclusive — kept in the catalog for reference only.
Free
Joining fee
Free
Annual fee
Waived on reaching Rs 25,000 in annual card spend.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
No minimum income specified
No minimum CIBIL score required
Age: 18+
Must be an existing Nainital Bank customer. Income/CIBIL not disclosed.
Key features
- 5X rewards on specified shopping categories
- 1 pt/₹100 core spends
- Smart EMI
- Restricted to Nainital Bank customers
Reward details
1 point per Rs 100 on all other categories and excess spend
- 5X points on Departmental stores and movies — 1,000 points/month
Welcome bonus: 500 points on Rs 5,000+ spend within 60 days
Category caps
- UPI transactions: 1 point per Rs 100, capped at 500 points/month
Redemption
Ratio: 1 point = Rs 0.25
- Fuel surcharge waiver 1%, capped at Rs 250/month, on Rs 400-5,000.
- Personal accidental death cover: Rs 15 lakh (air travel), Rs 5 lakh (non-air).
Real-world feedback
Not found — Paisabazaar notes the card is not available on Paisabazaar.com, directing applicants to BOBCARD's official website directly; no user reviews or complaints located for this small co-branded card.
Sources
- Aggregator — fees, eligibility, rewards, sentiment
- Official (not independently verified) — product listing only (search result)