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No longer accepting new applications.
MakeMyTrip ICICI Bank Signature Credit Card
ICICI Bank
Zero ongoing fee with genuinely strong lounge access — a standout for its price point.
₹2,500
Joining fee
Free
Annual fee
No annual fee at all (aggregator describes it as 'waived after first year,' consistent with there being no fee to begin with).
3.5%
Forex markup
4.3 / 5
Rating
Eligibility
Estimated minimum income: ₹75,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 740+
Estimated — not officially confirmed by the bank.
Age: 21+
Salaried or self-employed with Rs 75,000+/month income (official, historical)
Serviceable across specified Indian cities only (aggregator)
Sources disagree: Aggregator states age 18-60 vs. official's 21+ - unresolved.
Lounge access
8 domestic / 1 international / 4 railway visits per year
Note: Lounge benefits limited to primary cardholder only (official).
Key features
- No annual fee ever, one-time ₹2,500 joining
- MMTBLACK Platinum membership
- 8 domestic + 1 international lounge visits/year
Reward details
1.25 myCash per Rs 100 on other domestic spend (official); Paisabazaar states the same point-values but per Rs 200 spent instead (half the effective rate) - DISCREPANCY, official treated as primary
- 4 myCash per Rs 100 (official) vs. 4 per Rs 200 (Paisabazaar, half rate) - discrepancy on Hotel bookings via MakeMyTrip
- 2 myCash per Rs 100 (official) vs. 2 per Rs 200 (Paisabazaar) on Flights via MakeMyTrip
- 1.50 myCash per Rs 200 (aggregator-sourced only, not corroborated by official) on International transactions
Welcome bonus: Rs 1,500 myCash, MMTBLACK Platinum/exclusive membership, and a MakeMyTrip holiday voucher (official: up to Rs 2,500; aggregator: Rs 2,500 flat)
- Rs 2,50,000 spend: 1,100 myCash
- Rs 5,00,000 spend: 4,000 myCash
Redemption
Exclusively on the MakeMyTrip platform.
- 1% fuel surcharge waiver (Rs 400-4,000 transactions at HPCL)
- 25% movie ticket discount up to Rs 150, minimum 2 tickets
Real-world feedback
No explicit complaints documented; Paisabazaar rates the card 3.5/5 stars for travel-focused users, noting the higher joining fee vs. the Platinum variant as a potential drawback.
Sources
- Official — discontinuation confirmation, historical fee/benefit details
- Aggregator — discontinuation confirmation (dated 14 August 2025), historical details, sentiment