MakeMyTrip ICICI Bank Credit Card
ICICI Bank
The best forex rate on this list, built for travellers who book through MakeMyTrip.
₹999
Joining fee
₹999, waived at ₹3L spend
Annual fee
Waived if annual spend exceeds Rs 3,00,000 (aggregator states Rs 2.99 lakh, effectively the same threshold).
0.99%
Forex markup
4.2 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Age: 21+
Salaried min Rs 20,000/month or self-employed min Rs 2,40,000/year
Lounge access
8 domestic / 1 international visits per year
Domestic stated as 2 visits/quarter; international stated directly as 1/year.
Key features
- Up to 6% myCash on MakeMyTrip bookings
- 0.99% forex (very low)
- 2 domestic lounge visits/quarter + 1 international/year
- 1-year MMTBLACK Gold
Reward details
1 myCash per Rs 100 on all other retail spend
- 6 myCash per Rs 100 on Hotel bookings via MakeMyTrip
- 3 myCash per Rs 100 on Flights/buses/cabs/holidays via MakeMyTrip
- 25 myCash per booking (aggregator-sourced) on Train bookings
Welcome bonus: Rs 1,000 joining voucher (valid 1 year) and Rs 1,000 hotel voucher (valid 3 months)
Redemption
1 myCash = Rs 1, usable only on MakeMyTrip bookings; cannot be encashed or bank-transferred.
Ratio: 1:1
Excluded from rewards: rent, cash advances, late fees, EMIs, balance transfers
- 1-year MMTBLACK Gold membership
- 25% off up to Rs 150 on BookMyShow movie tickets, twice monthly
- 3-month no-cost EMI on MakeMyTrip bookings
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Up to 6% value-back on MakeMyTrip bookings with no capping or minimum transaction value — Paisabazaar
- Unusually low forex markup for a card at this fee level — Paisabazaar
Complaints
- myCash redemption locked to the MakeMyTrip platform only — Paisabazaar
- Low 1% reward rate on non-travel spend — Paisabazaar
- International lounge access limited to just once a year — Paisabazaar
Sources
- Official — fees, eligibility, forex, lounge, rewards
- Aggregator — sentiment, train booking reward