Landmark Rewards SBI Card PRIME
SBI
₹2,999
Joining fee
₹2,999, waived at ₹6L spend
Annual fee
No confirmed spend-based waiver — welcome and renewal benefits worth Rs 3,000 (12,000 reward points) offset the fee's value instead.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹60,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 730+
Estimated — not officially confirmed by the bank.
Reward details
2 reward points per Rs 100 on other purchases (0.5% value), excludes fuel
- 25 reward points per Rs 100 (6.25% value) on Landmark stores (Lifestyle, Home Centre, Max, Spar, Baby Shop, EasyBuy)
- 10 reward points per Rs 100 (2.5% value) on Dining, movies, international spends
Welcome bonus: Welcome and renewal benefits worth Rs 3,000 (12,000 reward points), offsetting the annual fee
- Rs 5 lakh annual spend: 20,000 bonus reward points
Redemption
Exclusively at Landmark partner stores
Ratio: 1 point = Rs 0.25 (aggregator notes this as a 'lower redemption ratio of 4:1' versus typical co-branded card standards)
Excluded from rewards: fuel (earns zero points; 1% fuel surcharge waiver given instead, capped at Rs 100/month)
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- 6.25% value-back on Landmark store spends — Paisabazaar
- 5X reward points on dining, movies, and international spends — Paisabazaar
- Complimentary domestic and international lounge visits — Paisabazaar
Complaints
- High 3.5% forex markup nearly cancels out international spend rewards value — Paisabazaar
- Low base reward rate of 0.5% — Paisabazaar
- Redemption limited only to Landmark store spends, restricting overall utility — Paisabazaar
Sources
- Official (not independently verified) — not separately fetched/verified in this pass — figures drawn entirely from aggregator
- Aggregator — fees, lounge, rewards, sentiment