KrisFlyer SBI Card

SBI

Travel points

₹2,999

Joining fee

₹2,999, waived at ₹6L spend

Annual fee

No annual fee waiver option available — explicitly 'no option to get your joining or renewal card fee waived off'.

3.5%

Forex markup

4.5 / 5

Rating

Eligibility

Estimated minimum income: ₹60,000+/month

Estimated — not officially confirmed by the bank.

Estimated minimum CIBIL score: 730+

Estimated — not officially confirmed by the bank.

KrisFlyer (Singapore Airlines frequent flyer) membership is mandatory to obtain this card. Age/income/CIBIL not stated.

Reward details

2 KrisFlyer miles per Rs 200 on other eligible spends

Welcome bonus: 3,000 miles on first spend within 60 days

Redemption

Miles transfer monthly to KrisFlyer account, usable for flight bookings and upgrades; miles expire after 3 years

Excluded from rewards: fuel, property rental, e-wallet loads, education, government, utility, insurance, cash advances, quasi-cash, fees and charges

KrisFlyer Elite Silver membership upgrade available at Rs 2.5 lakh Singapore Airlines spend
Air accident cover Rs 1 crore
Baggage delay/loss cover Rs 1 lakh
Fraud loss protection Rs 1 lakh
1% fuel surcharge waiver (max Rs 250/month on Rs 3,000 transactions)

Real-world feedback

Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.

Praise

Uncapped accelerated rewards as KrisFlyer miles on co-branded travel spends — Paisabazaar
Suitable for Singapore Airlines loyalists — Paisabazaar
Welcome bonus helps offset joining fee — Paisabazaar

Complaints

Sources

Official (not independently verified) — not separately fetched/verified in this pass — figures drawn entirely from aggregator
Aggregator — fees, forex, lounge, rewards, sentiment