IndusInd Bank Tiger Credit Card
IndusInd Bank
Lifetime-free with genuinely low 1.5% forex and no-spend-condition lounge access — one user found it hard to locate among IndusInd's own application options despite qualifying.
Free
Joining fee
Free
Annual fee
1.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
8 domestic / 2 international visits per year
Key features
- Spend-tiered rewards: up to 6 pts/₹100 above ₹5L annual spend
- 1 golf game/lesson per quarter, ₹500 BookMyShow credit every 6 months
- Lounge access has no spend requirement
Reward details
1 point/₹100 up to ₹1 lakh annual spend, scaling to 6 points/₹100 above ₹5 lakh
- 2 points per ₹100 on ₹1L-2.5L annual spend
- 4 points per ₹100 on ₹2.5L-5L annual spend
- 6 points per ₹100 on Above ₹5L annual spend
Redemption
Cash/statement credit or brand vouchers at ₹0.40/point.
Excluded from rewards: utility bills, insurance, fuel, government services, education, real estate, rent
- 1 complimentary golf game or lesson per quarter (4/year).
- ₹500 BookMyShow credit every 6 months.
- 1% fuel surcharge waiver on ₹400-4,000 transactions, described as uncapped by Paisabazaar — worth separate verification.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- No fees combined with genuine travel benefits and low forex, with lounge access requiring no spend — Paisabazaar/CardMaven
Complaints
- Best reward tier requires ₹5 lakh annual spend — Paisabazaar
- Lower cashback redemption value than competing cards — Paisabazaar
- Card was hard to find/apply for despite otherwise qualifying for IndusInd products — CardMaven
Sources
- Official — lifetime-free positioning only
- Aggregator — fees, forex, lounge, rewards, sentiment
- Aggregator — fees, sentiment