Not available via the quiz
By invitation only.

IndusInd Bank
₹30,000
Joining fee
₹10,000, waived at ₹10L spend
Annual fee
Annual fee waived on spending ₹10 lakh in a calendar year.
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹1,50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 800+
Estimated — not officially confirmed by the bank.
Age: 21–65
Invite-only, likely tied to IndusInd's 'Indus Solitaire' savings/Prime Banking relationship program (linkage not independently confirmed)
Sources disagree: Forex markup directly conflicts: Paisabazaar states zero markup, MyRupaya states 3.5%.
Lounge access
16 domestic / 16 international visits per year
Domestic count agreed by both sources (4/quarter); the ₹5 lakh prior-quarter spend condition is only confirmed by one source.
Key features
Reward details
1 point per ₹100 (Paisabazaar) or a domestic/international split (1 domestic / 3 international per ₹100, MyRupaya) — the two descriptions of the base earning structure don't reconcile.
Welcome bonus: 5,000 bonus points on ₹1 lakh spend within 30 days; complimentary 1-year Taj Epicure, EazyDiner Prime, and Moneycontrol Pro memberships (Paisabazaar).
Category caps
Redemption
Cash-credit redemption at ₹0.50-0.75/point (sources disagree on exact value).
Caps: 10,000 points/month for KrisFlyer conversion
Real-world feedback
MyRupaya notes a very low domestic cashback rate but positions the card as good value for those who prioritize lounge/golf/concierge over rewards rate.
Sources