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By invitation only.

Indus Solitaire Credit Card by IndusInd Bank

Indus Solitaire Credit Card

IndusInd Bank

Travel pointspriority:lounge premium

₹30,000

Joining fee

₹10,000, waived at ₹10L spend

Annual fee

Annual fee waived on spending ₹10 lakh in a calendar year.

3.5%

Forex markup

3.5 / 5

Rating

Eligibility

Estimated minimum income: ₹1,50,000+/month

Estimated — not officially confirmed by the bank.

Estimated minimum CIBIL score: 800+

Estimated — not officially confirmed by the bank.

Age: 21–65

Invite-only, likely tied to IndusInd's 'Indus Solitaire' savings/Prime Banking relationship program (linkage not independently confirmed)

Sources disagree: Forex markup directly conflicts: Paisabazaar states zero markup, MyRupaya states 3.5%.

Lounge access

16 domestic / 16 international visits per year

Domestic count agreed by both sources (4/quarter); the ₹5 lakh prior-quarter spend condition is only confirmed by one source.

Key features

  • 12 golf lessons + 12 rounds/year (Mastercard variant)
  • 1-year Taj Epicure, EazyDiner Prime, Moneycontrol Pro memberships

Reward details

1 point per ₹100 (Paisabazaar) or a domestic/international split (1 domestic / 3 international per ₹100, MyRupaya) — the two descriptions of the base earning structure don't reconcile.

Welcome bonus: 5,000 bonus points on ₹1 lakh spend within 30 days; complimentary 1-year Taj Epicure, EazyDiner Prime, and Moneycontrol Pro memberships (Paisabazaar).

  • ₹25,000 accumulated F&B spend: 1,000 bonus points (MyRupaya)

Category caps

  • Utilities, insurance, government, education, real estate, rent: 0.70 points per ₹100

Redemption

Cash-credit redemption at ₹0.50-0.75/point (sources disagree on exact value).

Caps: 10,000 points/month for KrisFlyer conversion

  • Airport concierge services (chauffeured car, porters) — distinct from lounge access.
  • Hospitalization cover USD 25,000, air accident cover ₹25 lakh, lost baggage ₹1 lakh.
  • Fuel surcharge waived.

Real-world feedback

MyRupaya notes a very low domestic cashback rate but positions the card as good value for those who prioritize lounge/golf/concierge over rewards rate.

Sources

  • Officialmarketing copy only, no fee/benefit specifics
  • Aggregatorfees, eligibility, lounge, rewards
  • Aggregatorfees, eligibility, golf, sentiment