Not available via the quiz
No longer accepting new applications.
IndusInd Bank Platinum Select Credit Card
IndusInd Bank
₹999
Joining fee
Free
Annual fee
No spend-based fee waiver.
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Priority Pass membership included, but each lounge visit itself is charged at US $27+GST/person — not genuinely complimentary.
Key features
- Historical reference only — discontinued
- 1 Reward Point per ₹150 spent
- Vouchagram discount vouchers (Pantaloons, Bata, Raymond, etc.)
Reward details
1 Reward Point per ₹150 spent
Redemption
Non-cash redemption (excl. air miles) = 1 RP = ₹0.60; cash redemption = 1 RP = ₹0.40 (effective 1 March 2024), capped 2,500 points/month, ₹100+tax redemption fee.
- Vouchagram discount vouchers: Pantaloons, Bata, Raymond, Charles & Keith, Hush Puppies.
- 1% fuel surcharge waiver, ₹400-4,000 transactions.
- Official page still describes a BookMyShow BOGO offer as current despite the bank's own 2022 discontinuation notice for that specific offer — an internal inconsistency on the bank's own page.
- Insurance: air accident death ₹25 lakh, lost baggage ₹1,00,000, delayed baggage ₹25,000.
Real-world feedback
Not found — no independent forum/review discussion located.
Sources
- Official — confirms discontinued status, reward rate, redemption values, benefit categories
- Aggregator — fees, lounge, insurance