Not available via the quiz
No longer accepting new applications — this variant has been discontinued for new sourcing; existing cardholders only.
IndusInd Bank Platinum Aura Edge Credit Card for Government Employees
IndusInd Bank
₹499
Joining fee
₹299
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Exclusively for government sector employees, confirmed by the card's own name and official source; no minimum age or income figures published anywhere.
Lounge access
0 domestic / 0 international visits per year
Key features
- 1% flat cashback, capped at first ₹10,000 spend/cycle (max ₹100/cycle)
- 1% railway/IRCTC booking surcharge waiver (a transaction-fee waiver, not lounge access)
- Officially confirmed fees via MITC PDF
Reward details
1% flat cashback on all retail spends, applying only to the first ₹10,000 of spend per statement cycle (max ₹100/cycle)
Redemption
Cashback credited automatically in the subsequent statement cycle.
- 1% railway/IRCTC booking surcharge waiver on ₹5,000/quarter bookings — this is a transaction surcharge waiver, explicitly NOT lounge access.
- 1 movie ticket up to ₹200 every 6 months via BookMyShow.
- 1% fuel surcharge waiver.
- EMI conversion at 1.1% p.m. with zero processing fees.
- Insurance via ICICI Lombard: lost baggage ₹1L, delayed baggage ₹25k, lost passport ₹50k; Total Protect fraud cover; ₹25 lakh air accident insurance.
Real-world feedback
Not found — no independent review specific to this government-employee variant was located.
Sources
- Official — confirms discontinued status, cashback structure, value chart
- Official — insurance benefit figures
- Official — fee and forex figures via MITC PDF