IndusInd Bank Platinum Aura Edge Credit Card
IndusInd Bank
Lifetime-free with a selectable rewards plan matched to your main spend category — no lounge access on this general variant.
Free
Joining fee
Free
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Key features
- Choice of 4 customizable reward plans (Shop/Home/Travel/Party), up to 4 points/₹100
- Complimentary brand vouchers (EaseMyTrip, Domino's, Nykaa, M&S)
- 1% fuel surcharge waiver capped ₹100/cycle
Reward details
0.5 points per ₹100 (other categories, all 4 plans)
- 4 points per ₹100 on Shop Plan: departmental stores
- 4 points per ₹100 on Home Plan: groceries
- 4 points per ₹100 on Travel Plan: hotel bookings
- 4 points per ₹100 on Party Plan: restaurants
Redemption
Cash credit at ₹0.40/point, capped 2,500 points/month.
Caps: 10,000 points/month for KrisFlyer conversion
- Complimentary brand vouchers: EaseMyTrip, Domino's, Nykaa, Marks & Spencer, etc.
- 'Pay with Points' at partner merchants up to 25% of bill.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- Low base reward rate on general spends, no travel or lifestyle benefits like lounge access — Paisabazaar
Sources
- Official — marketing copy only
- Aggregator — rewards structure, redemption
- Aggregator — rewards, sentiment