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No longer accepting new applications.
IndusInd Bank Platinum Aura Credit Card
IndusInd Bank
₹500
Joining fee
Free
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Sources disagree: Fee figure sourced from an aggregator describing a generic 'Platinum Aura Credit Card' name — variant match not fully certain given IndusInd's history of overlapping Platinum/Aura product names.
Lounge access
0 domestic / 0 international visits per year
Key features
- Historical reference only — discontinued
- Distinct, older product from the currently-active Platinum Aura Edge — not to be confused with it
- Flexible category-based 'savings points' plan (Shop/Home/Travel/Party)
Reward details
0.5 savings points per ₹100 (all other spends, Shop Plan)
- 4 savings points per ₹100 on Departmental store shopping (Shop Plan)
- 2 savings points per ₹100 on Consumer durables/electronics (Shop Plan)
Redemption
1 savings point = ₹0.35 or 0.5 airline mile (non-cash redemption, effective 1 March 2024) — notably lower than the ₹0.60-0.75 rates on other Platinum-family cards.
Excluded from rewards: fuel (effective 1 April 2018)
- 3 other selectable plans (Home/Travel/Party) with their own category-specific rates — see official page for full structure.
- Vouchagram vouchers (Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola); 24x7 concierge service; fuel surcharge waiver.
Real-world feedback
Not found — no independent forum/review discussion located.
Sources
- Official — confirms discontinued status, detailed Shop Plan rewards structure
- Aggregator — fee figures — variant match caveated