Not available via the quiz
Requires an existing IndusInd Pioneer Private banking relationship — not available through a standard application.
IndusInd Bank PIONEER Private Credit Card
IndusInd Bank
Free
Joining fee
₹25,000, waived at ₹10L spend
Annual fee
Annual fee waived on ₹10 lakh+ spend in the anniversary/preceding year. A ₹50,000+GST downgrade penalty applies annually if Pioneer Private status is lost.
0%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹1,50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 800+
Estimated — not officially confirmed by the bank.
Invite-only, issued exclusively to existing Pioneer Private clients — application initiated by the bank based on relationship status, not by the public.
Lounge access
Unlimited domestic & international lounge visits
International via Priority Pass (1,300+ airports), plus 12 complimentary guest visits annually.
Key features
- Unlimited domestic lounge at 50+ airports
- Unlimited golf, 4 international games/year
- 1:1 conversion to cash credit, air miles, or vouchers
Reward details
3 reward points per ₹100 on eligible purchases
Welcome bonus: 6,000 points on ₹1 lakh spend within 30 days/first month
- ₹75 lakh annual spend: ₹1 lakh Taj experience gift certificate/vouchers
Category caps
- Utilities, education, insurance, telecom, government: 0.7 points per ₹100
Redemption
1:1 conversion to cash credit, air miles, or gift vouchers. Points never expire while the account remains active.
Excluded from rewards: fuel
- Choice of Taj Epicure Preferred or Club ITC Culinaire Select membership; EazyDiner Prime with ₹3,000 vouchers every 6 months — Year-1 memberships require ₹50 lakh+ spend to renew.
- 2 complimentary Postcard luxury hotel stays annually.
- 2 complimentary airport meet-and-greets and 2 airport transfers yearly — concierge services, distinct from lounge access.
- Overseas medical insurance USD 25,000.
Real-world feedback
Not found — no genuine customer reviews located.
Sources
- Official — marketing copy and images only, no fee/benefit specifics
- Aggregator — fees, lounge, golf, rewards
- Aggregator — fees, lounge, membership detail