Not available via the quiz
Requires an existing IndusInd Pioneer Banking relationship (minimum ₹30 lakh Net Relationship Value) — not available through a standard application.
IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank
₹5,000
Joining fee
Free
Annual fee
Joining fee waived by spending ₹50,000 within 90 days. Some users reported relationship managers quoting ₹50,000 instead of the standard ₹5,000 (CardExpert) — a real-world pricing discrepancy.
1.8%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Requires an IndusInd Pioneer Banking account with minimum Net Relationship Value of ₹30 lakh; targeted exclusively at HNI relationship-banking clients.
Sources disagree: Previously offered as lifetime-free per CardExpert; pricing structure was recently updated to introduce the current joining fee.
Lounge access
4 domestic / 8 international visits per year
Domestic spend condition (₹1.5L/quarter) confirmed by only one source.
Key features
- 2 pts/₹100 weekends, 1 pt/₹100 weekdays
- 4 golf games + 4 lessons monthly
- No cash-withdrawal charges
Reward details
1 point per ₹100 (weekday spends)
- 2 points per ₹100 on Weekend spends
- ₹5-6 lakh annual spend (sources disagree on exact threshold): 4,000-6,000 bonus points (sources disagree on exact amount)
Category caps
- Utility, insurance, government services, education, rent: 0.70 points per ₹100
Redemption
1 point = ₹1 statement credit.
Excluded from rewards: fuel
- 1% fuel surcharge waiver on ₹500-10,000 transactions, called 'unlimited' by Paisabazaar.
- Buy 1 Get 1 movie tickets via BookMyShow, capped ₹200/ticket, max 3/month.
- Travel insurance up to ₹25 lakh personal accident cover; concierge service available.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Low forex markup, weekend bonus rewards, free movie benefits, no annual fee — Paisabazaar
Complaints
- BookMyShow quota frequently exhausted quickly; benefit reliability has decreased recently — CardExpert
- Limited value proposition for super-premium cardholders holding multiple alternative premium cards — CardExpert
Sources
- Official — navigation content only, no fee/benefit specifics
- Aggregator — fees, eligibility, lounge, golf, rewards, sentiment
- Aggregator — fees, lounge, rewards, sentiment