IndusInd Bank Legend Credit Card
IndusInd Bank
A genuinely fee-free premium option with a low forex markup — best for weekend spenders who travel occasionally.
Free
Joining fee
Free
Annual fee
1.8%
Forex markup
4.0 / 5
Rating
Eligibility
Estimated minimum income: ₹40,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 750+
Estimated — not officially confirmed by the bank.
Age: 18–65
Indian citizens with a clean credit history (aggregator-sourced)
Key features
- 2X reward points on weekend spends
- Low 1.8% forex markup
- Points redeemable 1:1 for Air Miles (InterMiles, Club Vistara)
- BOGO movie tickets via BookMyShow
- Lounge access via Priority Pass (note: one source reports this benefit was discontinued March 2025 — verify current status before publishing)
Reward details
1 point per Rs 100 on weekday spend
- 2 points per Rs 100 on Weekend spend
- 1 point per Rs 100 on Medical/auto/telecom
- 0.70 points per Rs 100 on Utility/insurance/rent
- Rs 5,00,000 annual spend: 3,000 bonus points
Redemption
1 point = Rs 0.5 for cash, up to Rs 0.75 for non-cash options.
Ratio: Attractive 1:1 airline redemption ratio noted by aggregator
Excluded from rewards: Fuel (0 points, aggregator-sourced)
- Domestic and international airport lounge access was DISCONTINUED effective 7 March 2025, per Paisabazaar — the card itself remains active and available, only this specific benefit was removed. Official page's marketing content did not reflect this removal in this research pass (JS-rendered, limited content retrieved).
- Fuel surcharge waivers, free movie tickets (per official page)
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Accelerated weekend rewards appeal to weekend shoppers — Paisabazaar
- Rewards extend to typically excluded categories (insurance, rent, bills) — Paisabazaar
- Attractive 1:1 airline redemption ratio — Paisabazaar
Complaints
- Low weekday earning rate undermines overall value — Paisabazaar
- The discontinuation of lounge access diminishes premium positioning — Paisabazaar
- Fuel purchases earn zero rewards, limiting utility — Paisabazaar
Sources
- Official — product page (limited render, did not reflect lounge discontinuation)
- Aggregator — lounge discontinuation, rewards, sentiment