IndusInd Bank Jio-BP Mobility+ Credit Card
IndusInd Bank
A co-branded fuel card — joining fee waived on ₹10,000 spend within 90 days.
₹499
Joining fee
Free
Annual fee
Joining fee waived on minimum ₹10,000 spend within 90 days of card setup.
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Lounge access
0 domestic / 0 international visits per year
Paisabazaar's 'unlimited PB Pass' claim flagged as a promotional artifact — BankBazaar explicitly states no complimentary lounge benefits.
Key features
- 12 Smiles/₹100 at Jio-bp/Castrol/Wildbean, capped 1,200/month
- Up to 4% fuel savings (rewards + surcharge waiver)
- 24/7 roadside assistance in 6 major cities
Reward details
2 Smiles per ₹100 (other eligible spends)
- 12 Smiles per ₹100 on Jio-bp fuel/Castrol/Wildbean/convenience — 1,200 Smiles/month
- 5 Smiles per ₹100 on Groceries/supermarket/dining
Welcome bonus: DISCREPANCY: 500 Smiles + ₹200 cafe coupon (Paisabazaar) vs 400 Smiles (BankBazaar) on first Jio-bp purchase.
- ₹1 lakh annual spend (twice): 2,000 bonus Smiles each time, max 6,400/year (Paisabazaar); BankBazaar states different thresholds/amounts
Redemption
1 Smile = ₹0.25, redeemable at Jio-bp stations.
Excluded from rewards: non-Jio-bp fuel, utilities, insurance, rent, government
- 1% fuel surcharge waiver at Jio-bp stations only.
- 24/7 roadside assistance limited to Delhi, Mumbai, Chennai, Pune, Bangalore, Kolkata.
Real-world feedback
Not found — neither source contained customer reviews.
Sources
- Official — marketing copy only
- Aggregator — fees, rewards
- Aggregator — fees, rewards