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IndusInd Bank
₹10,000
Joining fee
₹4,000
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹90,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 760+
Estimated — not officially confirmed by the bank.
Age: 18+
Clean credit history required (aggregator-sourced).
Sources disagree: DISCREPANCY with the Amex Odyssey sibling: that variant was described by one aggregator as invite-only, while this Visa variant's aggregator describes open eligibility — possibly different historical distribution channels.
Lounge access
Historical reference. 'Complimentary airport lounge visits every quarter' claimed by BankBazaar (exact count not specified); official VISA Benefits tab was empty.
Key features
Reward details
Up to 4 InterMiles per ₹100 spent
Welcome bonus: 15,000 InterMiles + ₹1,500 flight voucher + ₹2,500 hotel voucher (identical to the Amex sibling)
Real-world feedback
Not found — no independent forum/review discussion located.
Sources