IndusInd Bank InterMiles Odyssey Amex Credit Card

IndusInd Bank

Travel points

₹10,000

Joining fee

₹4,000

Annual fee

3.5%

Forex markup

3.5 / 5

Rating

Eligibility

Estimated minimum income: ₹90,000+/month

Estimated — not officially confirmed by the bank.

Estimated minimum CIBIL score: 760+

Estimated — not officially confirmed by the bank.

Was invite-only per one aggregator, though the official page's own eligibility content wasn't captured.

Sources disagree: Fee figures come from an aggregator page that presents the card as still active/applyable, conflicting with the official discontinuation disclaimer — may reflect legacy/historical terms.

Lounge access

4 domestic / 0 international visits per year

Historical reference. International lounge access required a separate ₹5,000 TravelPlus membership fee, not free-standing complimentary access.

Key features

Historical reference only — discontinued
Up to 6 InterMiles per ₹100 spent
15,000 InterMiles welcome bonus

Reward details

Up to 6 InterMiles per ₹100 spent

2X InterMiles on Flight/Amazon spends via intermiles.com, hotel spends via interbook.intermiles.com

Welcome bonus: 15,000 InterMiles + ₹1,500 flight discount voucher + ₹2,500 hotel discount voucher

Redemption

InterMiles redemption value ranges ₹0.17-0.50/mile depending on the flight/route redeemed against — a complicated process per aggregator.

Renewal: 5,000 bonus InterMiles + ₹1,000 flight voucher + ₹2,000 hotel voucher.
Amex Connect, Amex ezeClick, Amex EPAY platform benefits.
Official Value Table: Priority Pass ₹14,058 + lounge access ₹8,000 + movie tickets ₹4,800 + fuel surcharge ₹1,200 = ₹28,058/year illustrative total.

Real-world feedback

Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.

Complaints

Mileage redemption process is complicated due to variable InterMiles-to-cash valuations — MyRupaya

Sources

Official — confirms discontinued status, rewards, value table
Aggregator — fees, eligibility, lounge — flagged as possibly legacy/pre-discontinuation terms

Check Eligibility