Not available via the quiz
No longer accepting new applications.
IndusInd Bank Iconia Visa Credit Card
IndusInd Bank
₹3,499
Joining fee
Free
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Age: 21–65
Stable source of income required, good credit score — not independently confirmed by the official page's eligibility tab.
Lounge access
0 domestic / 0 international visits per year
Official page explicitly states no complimentary lounge offers on the Visa network — unlike the Amex-network sibling.
Key features
- Historical reference only — discontinued
- Officially confirmed fee table, identical structure to Iconia Amex
- 1 pt/₹100 weekends, 0.75 pt/₹100 weekdays — lower than the Amex sibling
Reward details
0.75 Reward Point per ₹100 (weekdays)
- 1 Reward Point per ₹100 on Weekends
Category caps
- Utility, insurance, government, education: 0.70 points per ₹100 (CardInsider)
Redemption
Official: non-cash = ₹0.75/point, cash = ₹0.50/point, capped 5,000/month. CardInsider states a higher ₹1/point (or 1 InterMile/Club Vistara point) — a discrepancy in redemption value.
- Same benefit categories as the Amex variant: Iconia Welcome, Life, Travel, Concierge, Freedom, Auto Assist, Assurance, Montblanc, The Postcard Hotel, Vouchagram.
- 1 complimentary golf game + lesson quarterly; BOGO BookMyShow monthly; air accident death insurance ₹25 lakh.
Real-world feedback
Not found — no independent forum/review discussion located.
Sources
- Official — comprehensive official fees table, Value Table, network-specific lounge detail
- Aggregator — eligibility, golf, redemption-value detail