Not available via the quiz
No longer accepting new applications.
IndusInd Bank Iconia Amex Credit Card
IndusInd Bank
₹3,499
Joining fee
Free
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Amex network only — not offered on Visa or Mastercard under this name (the Visa/Mastercard equivalent is the separate Iconia Visa card).
Sources disagree: An independent aggregator (CardExpert) described this card as 'Active' — directly conflicts with the bank's own current discontinuation disclaimer and is treated as outdated.
Lounge access
Official page states Amex-network cardholders get complimentary lounge visits, but the same fees table lists a Priority Pass usage charge (up to US $27/person/visit) — an unresolved internal ambiguity between Amex-network lounge access and Priority Pass.
Key features
- Historical reference only — discontinued
- Officially confirmed detailed fee table (issuance ₹3,499, no renewal fee)
- 2 pts/₹100 weekends, 1.5 pts/₹100 weekdays
Reward details
1.5 Reward Points per ₹100 (weekdays)
- 2 Reward Points per ₹100 on Weekends
Redemption
Non-cash redemption (excl. air miles) = 1 RP = ₹0.75; cash redemption = 1 RP = ₹0.50 (official, effective 1 March 2024), capped 5,000 points/month.
- Montblanc welcome-gift access (watches, writing instruments, jewellery, leather goods, eyewear) at 12 stores across 6 cities.
- The Postcard Hotel stays, Vouchagram vouchers.
- Amex Connect and Amex EPAY platform benefits.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- Not exciting enough post-devaluation of its rewards program — CardExpert (3.7/5, dated, incorrectly describes card as active)
Sources
- Official — comprehensive official fees table, network-specific lounge detail, rewards structure
- Aggregator — flagged as describing the card as active, conflicting with official discontinuation