IndusInd Bank EazyDiner Platinum Credit Card
IndusInd Bank
Officially confirmed lifetime-free — distinct from the base EazyDiner card, this one carries no lounge benefit despite a Paisabazaar 'PB Pass' promotional claim.
Free
Joining fee
Free
Annual fee
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Age: 18+
Salaried or self-employed with valid income proof
Lounge access
0 domestic / 0 international visits per year
Paisabazaar's 'unlimited PB Pass' claim is a known promotional artifact (Paisabazaar marketing its own bundled lounge product) — BankBazaar explicitly states no lounge benefits offered.
Key features
- 2 pts/₹100 (except fuel/insurance/rent/utility/government)
- 3-month EazyDiner Prime membership, up to 50% off dining
- 500 EazyPoints welcome bonus
Reward details
2 reward points per ₹100 spent
Welcome bonus: 500 EazyPoints on joining
- ₹30,000 spend per 90 days: 2,000 bonus points (also the EazyDiner Prime membership renewal condition)
Category caps
- Insurance, rent, utility, government: 0.7 points per ₹100
Redemption
1 point = ₹0.20, valid up to 1 year, redeemable via PayEazy for restaurant bills — notably lower than the ₹0.40-0.75/point seen on other IndusInd cards.
Excluded from rewards: fuel, insurance, rent, utility, government
- 3-month complimentary EazyDiner Prime membership (25-50% off at 2,000+ restaurants).
- Additional 20% off up to ₹500 via PayEazy, usable up to 3 times/month.
Real-world feedback
Not found — only structured product data.
Sources
- Official — confirms lifetime-free positioning
- Aggregator — eligibility, rewards; PB Pass lounge claim flagged as promotional artifact
- Aggregator — confirms no lounge access, fees