Not available via the quiz
By invitation only.
IndusInd Bank Crest Credit Card
IndusInd Bank
₹75,000
Joining fee
₹10,000, waived at ₹10L spend
Annual fee
Waiver threshold disputed — see source_discrepancy_note.
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹1,50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 800+
Estimated — not officially confirmed by the bank.
Invite-only, issued to high-income consumers at the bank's discretion based on income profile, relationship value, and creditworthiness.
Sources disagree: Annual fee waiver threshold disputed: ₹10 lakh (Paisabazaar) vs ₹20 lakh (CardInsider), a 2x difference.
Lounge access
8 domestic / 8 international visits per year
Domestic spend condition (₹5L) confirmed by only one source.
Key features
- 36 golf rounds/lessons annually via TPC Network
- 2.5 pts/₹100 international spend
Reward details
1 point per ₹100 (domestic spends)
- 2.5 points per ₹100 on International spends
Category caps
- Rentals, utilities, education fees, insurance premiums: 0.70 points per ₹100 (CardInsider only)
Redemption
1 point = ₹0.75 (both sources agree).
Caps: 10,000 points/month (Paisabazaar) vs 30,000 points/cycle (CardInsider) — disputed
- 36 golf rounds/lessons annually via the TPC Network (Paisabazaar only).
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Praised for travel benefits and golf perks — Paisabazaar (3.5/5)
Complaints
- High fees and a limited dining-partner network — Paisabazaar
Sources
- Official — navigation content only
- Aggregator — fees, eligibility, lounge, golf, sentiment
- Aggregator — fees, rewards