IndusInd Bank Avios Visa Infinite Credit Card
IndusInd Bank
Qatar Airways or British Airways co-brand — one user reported a real Priority Pass USD 35 lounge fee despite the 'complimentary' marketing.
₹10,000
Joining fee
₹5,000
Annual fee
No spend-based waiver — both sources agree exactly.
3.5%
Forex markup
3.5 / 5
Rating
Eligibility
Estimated minimum income: ₹1,50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 800+
Estimated — not officially confirmed by the bank.
Lounge access
8 domestic / 8 international visits per year
International Priority Pass access — one user reported a real USD 35/person lounge fee despite 'complimentary' marketing.
Key features
- 3 Avios/₹200 regular spend, 5 Avios/₹200 on Qatar/BA bookings
- 1.5% forex at a self-selected 'preferred' international destination
- 18,000 Avios milestone at ₹8L annual spend (36,000 cumulative at ₹16L)
Reward details
3 Avios per ₹200 on regular domestic/international spends
- 5 Avios per ₹200 on Qatar Airways / British Airways website bookings
- 5-6 Avios per ₹200 (sources disagree on 5 vs 6) on 'Preferred' international destination POS spends
Welcome bonus: 20,000 Avios
- ₹8 lakh annual spend: 18,000 Avios
- ₹16 lakh annual spend (cumulative): Additional 18,000 Avios (36,000 total)
Category caps
- Utilities, government, education, insurance: 1 Avios per ₹200
Redemption
Avios transferable 1:1 between Qatar Airways and British Airways programs; redeemable for flights, upgrades, hotels, car rentals.
Excluded from rewards: fuel (0 Avios)
- 5,000 Avios renewal benefit annually.
- 2 complimentary International Meet & Greet services annually (~₹10,000 each) — an airport concierge service, distinct from lounge access.
- Qatar Gold Status benefit (lounge, priority check-in, Oneworld Sapphire status) has since been revoked per CardExpert.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- International meet-and-greet benefit called a surprise; heavy metal card construction appreciated — CardExpert
Complaints
- Qatar privileges not provided even 6 months after issuing — CardExpert (user report, May 2025)
- Below-par customer support — CardExpert
- USD 35 per-person lounge fee despite 'complimentary' Priority Pass positioning — CardExpert (user report, Aug 2025)
Sources
- Official — marketing copy only
- Aggregator — fees, welcome benefit, rewards, sentiment
- Aggregator — rewards