IndiGo SBI Card
SBI
₹1,499
Joining fee
₹1,499, waived at ₹3L spend
Annual fee
Not found/not mentioned — no confirmed waiver.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Lounge access
Domestic: up to 4 complimentary visits/year, capped at 1/quarter, conditional on Rs 50,000+ spend in the previous quarter
International: not offered
Reward details
1 BluChip per Rs 100 on all other categories
- 3 BluChips per Rs 100 on IndiGo spends
- 2 BluChips per Rs 100 on Hotel/lodging/select travel MCCs
Welcome bonus: 2,500 BluChips after first transaction within 60 days
- Rs 2 lakh, Rs 4 lakh, and Rs 6 lakh annual spends: 2,500 BluChips each
Redemption
1:1 ratio via IndiGo app/website for flights and activities
Ratio: 1:1
Excluded from rewards: fuel, utility, rental, government transactions, gaming, insurance and cross-sell MCCs, cash withdrawals, balance transfers, e-wallet uploads, Flexipay, cashback transactions
- Renewal benefit: 2,500 BluChips annually
- Fuel surcharge waiver 1% across all petrol pumps in India, Rs 500-4,000, capped Rs 200/month
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Accelerated rewards and complimentary domestic lounge visits valued by frequent IndiGo travelers — Paisabazaar
Complaints
- No international lounge access; low reward rate on non-co-branded spending categories — Paisabazaar
Sources
- Official (not independently verified) — Not separately fetched; figures drawn entirely from aggregator
- Aggregator — fees, lounge, rewards, sentiment