Indian Army YODDHA BOBCARD
BOBCARD Limited
A lifetime-free defence-exclusive card for Indian Army personnel, veterans, and cadets.
Free
Joining fee
Free
Annual fee
3%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹15,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 600+
Estimated — not officially confirmed by the bank.
Age: 18+
Restricted to designated Indian Army personnel, veterans, Veer Nari (war widows), and Cadets; salaried applicants can be as young as 18. Income proof via service certificate/salary slip showing rank.
Lounge access
8 domestic visits per year
Key features
- Lifetime free
- 10 pts/₹100 department stores
- 8 domestic lounge visits/year
- ₹20L personal accident cover
- Open to Army personnel, veterans, Veer Naris and cadets
Reward details
2 reward points per Rs 100 on general spending
- 5X = 10 points per Rs 100 on Departmental stores — 1,000 points/month
Welcome bonus: 500 points on Rs 5,000+ spend within 60 days of issuance
Redemption
Ratio: 1 point = Rs 0.25 cashback
- Fuel surcharge waiver 1% on Rs 400-5,000, capped at Rs 250/cycle.
Real-world feedback
Not found in a distinct, quotable form; no specific complaint or praise threads located, consistent with a small, restricted cardholder base.
Sources
- Official — fees, eligibility, lounge, rewards
- Aggregator — forex (fee/forex cross-check only)