Not available via the quiz
Restricted to active ICAI (Institute of Chartered Accountants of India) members.
ICAI Exclusive BOBCARD
BOBCARD Limited
Restricted to active ICAI members — kept in the catalog for reference only.
Free
Joining fee
Free
Annual fee
2%
Forex markup
4.5 / 5
Rating
Eligibility
Minimum income: ₹25,000/month
No minimum CIBIL score required
Age: 21–75
Restricted to active members of ICAI (Institute of Chartered Accountants of India). Salaried min Rs 3.6 lakh annual gross income; self-employed min Rs 3 lakh annual ITR. Add-on age 18+.
India resident
Lounge access
12 domestic visits per year
Spend-conditional (specific threshold not stated).
Key features
- 5 pts/₹100 on dining/online/utility
- 12 domestic lounge visits/year (spend-conditional)
- Professional indemnity insurance up to ₹5L
- Restricted to active ICAI members
Reward details
regular (base) rate applies after the accelerated cap
- 5X rewards on Accelerated categories (unspecified) — 1,000 points per statement cycle
Category caps
- UPI transactions: core rewards only, capped at 500 points/cycle
Redemption
Ratio: 1 point = Rs 0.25
Excluded from rewards: select MCCs, fuel purchases (no rewards earned)
- Professional indemnity insurance cover of Rs 5 lakh (aggregator-sourced).
- Fuel surcharge waiver up to Rs 250/cycle.
- Welcome benefits including a FITPASS Pro membership valued at Rs 15,000 by the aggregator.
Real-world feedback
Not found — Paisabazaar's page states the card is not available on Paisabazaar.com and carries no testimonials, ratings, or complaints. A TechnoFino community thread on ICAI-card application experience exists but was not deeply reviewed in this pass.
Sources
- Official — fees, eligibility, rewards
- Aggregator — forex, lounge, rewards detail, sentiment