Not available via the quiz
No longer accepting new applications.
HDFC Bank Diners Club Rewardz Credit Card
HDFC Bank
No longer accepting new applications — kept in the catalog for reference only.
₹1,000
Joining fee
₹1,000, waived at ₹1L spend
Annual fee
Waived if Rs 1 lakh was spent in the previous year.
3%
Forex markup
4.5 / 5
Rating
Eligibility
No minimum income specified
No minimum CIBIL score required
Age: 21–65
Salaried: age 21-60, min Rs 30,000/month income. Self-employed: age 21-65, ITR exceeding Rs 3.6 lakh annually. CIBIL not found; aggregator only mentions applicants must have avoided recent loan defaults.
Sources disagree: Forex markup DISCREPANCY: Paisabazaar states 2%, CardInsider states 3% for the same card — both aggregator-sourced, neither confirmed against an official page; presented as an unresolved conflict.
Lounge access
Unlimited domestic visits per year
Stated as unlimited access to 1,000+ lounges in India (per official FAQ); international not mentioned.
Key features
- 3 pts/₹200
- Unlimited access to 1,000+ lounges in India (per official FAQ)
- Up to 5% cashback via SmartBuy
- Discontinued — not accepting new applications
Reward details
3 reward points per Rs 150 spent on retail
- 10X reward points on Partner brands
Welcome bonus: 1,000 reward points; renewal bonus of 1,000 points (if the annual fee is paid)
Redemption
Up to 70% of a flight/hotel ticket fare can be covered using points. A Rs 99 fee is charged per reward-point redemption request (CardInsider). Points valid 2 years from accumulation.
Ratio: 1 reward point = 0.30 air miles
- Fuel surcharge waiver up to Rs 500.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- 'Rewards you for almost everything you do using your card'; flexible redemption across flights, hotels, air miles, and products; a meaningful annual renewal bonus. — CardInsider
Complaints
- No cashback option on spends; no complimentary airport lounge access; no complimentary movie ticket offers; a Rs 99 fee applies to every redemption request, eroding value for smaller redemptions. — CardInsider
Sources
- Aggregator — fees, eligibility, forex, rewards
- Aggregator — forex, lounge, rewards, sentiment
- Official (not independently verified) — product listing (search result only)