Not available via the quiz
Restricted to ICMAI (Institute of Cost Accountants of India) members.
CMA ONE BOBCARD
BOBCARD Limited
Restricted to ICMAI members — kept in the catalog for reference only.
₹1
Joining fee
Free
Annual fee
2%
Forex markup
4.5 / 5
Rating
Eligibility
Minimum income: ₹25,000/month
No minimum CIBIL score required
Age: 21–75
Restricted to all eligible and active members of ICMAI (Institute of Cost Accountants of India). Salaried min Rs 3 lakh net annual income; self-employed qualify via ITR.
India resident
Lounge access
12 domestic visits per year
Key features
- 5 pts/₹100 on dining/online/utility
- 12 domestic lounge visits/year
- FITPASS PRO membership
- Restricted to ICMAI members
Reward details
1 point per Rs 100 on all other categories
- 5 points per Rs 100 (5X) on Dining, online, utility bills — 1,000 points per statement cycle
Welcome bonus: 500 points on Rs 5,000+ spend within 60 days of card issuance
- Rs 1 lakh+ quarterly spend: 4,000 points
Category caps
- UPI transactions: core/base rewards only, no bonus multiplier
Redemption
Ratio: 1 point = Rs 0.25
Excluded from rewards: fuel (no reward points earned)
- Fuel surcharge waiver 1%, on Rs 400-5,000, capped at Rs 250/statement cycle.
- 6-month complimentary FITPASS Pro membership.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- A user ('ACMA K Soni') flagged that a CardInsider page contained 'too much incorrect information' about the card and asked for a correction; the moderator confirmed the content had since been updated, particularly the reward structure. — CardInsider comment thread
Sources
- Official — fees, eligibility, forex, lounge, rewards
- Aggregator — sentiment