Club Vistara SBI Card PRIME

SBI

Travel pointspriority:lounge domestic

₹2,999

Joining fee

₹2,999, waived at ₹6L spend

Annual fee

Not found/not mentioned — no confirmed waiver.

3.5%

Forex markup

4.5 / 5

Rating

Eligibility

Estimated minimum income: ₹60,000+/month

Estimated — not officially confirmed by the bank.

Estimated minimum CIBIL score: 730+

Estimated — not officially confirmed by the bank.

Salaried or self-employed; minimum income Rs 40,000/month (salaried), Rs 33,333/month (self-employed)

Lounge access

Domestic: 8 complimentary visits annually (max 2/quarter); spend conditions not specified

International: 4 complimentary Priority Pass visits annually (max 2/quarter); spend conditions not specified

Reward details

4 CV points per Rs 200 spent across all categories including fuel

Rs 75,000 spend within 90 days: 3,000 bonus points
Rs 8 lakh annual spend: 1 Yatra e-voucher (Rs 10,000 value)

Redemption

Points redeemable for Air Vistara or partner airline tickets (moot given the Vistara-Air India merger)

Air accident cover Rs 1 crore
Lost card liability Rs 1 lakh
6 flight cancellation covers (Rs 3,500 each)
Baggage damage cover Rs 5,000
Lost check-in baggage cover Rs 72,000
Travel documents cover Rs 12,500

Real-world feedback

Aggregator states the card 'completely justifies' its fee through its benefits, but this is the aggregator's own editorial framing rather than independently sourced user feedback — no separate customer praise/complaint commentary was found.

Sources

Aggregator — fees, eligibility, lounge, rewards, insurance, discontinuation status

Check Eligibility