Application status unresolved
Sources disagree on whether this card is still accepting new applications — verify directly with the bank before applying.
BPCL SBI Card
SBI
₹499
Joining fee
₹499, waived at ₹1L spend
Annual fee
Waived on spending Rs 1 lakh in a year. Welcome benefit: 2,000 bonus reward points (worth Rs 500) on payment of joining fee, credited after 20 days.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 650+
Estimated — not officially confirmed by the bank.
Reward details
1 reward point per Rs 100 on other retail purchases
- 13 reward points per Rs 100 on Fuel at BPCL petrol pumps — 1,300 points/month
- 5 reward points per Rs 100 on Groceries, departmental stores, dining, movies — 5,000 points/month
Welcome bonus: 2,000 bonus reward points (worth Rs 500) on payment of joining fee, credited after 20 days
Redemption
No minimum threshold, redeemable at 1,200+ BPCL outlets
Ratio: 1 reward point = Rs 0.25
- Fuel surcharge waiver 1% on BPCL transactions up to Rs 4,000, capped Rs 100/month (combined ~4.25% value-back per aggregator)
- No insurance benefit included with this standard card (the Octane variant carries a separate fraud liability cover)
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Low annual fee; 4.25% fuel savings; accelerated rewards on everyday categories (groceries, dining, movies) — Paisabazaar
Complaints
- Low rewards redemption value; capping on accelerated rewards earning — Paisabazaar
Sources
- Official (not independently verified) — No live dedicated official product page located; only the co-branded Octane variant's page and historical press PDFs were found
- Aggregator — fees, lounge, rewards, sentiment