Not available via the quiz
Restricted to women applicants.
BOBCARD TIARA
BOBCARD Limited
Women-only — kept in the catalog for reference only.
₹2,499
Joining fee
₹2,499, waived at ₹2.5L spend
Annual fee
Joining fee waived on Rs 25,000 spend within 60 days; annual fee waived on Rs 2,50,000 annual spend.
2%
Forex markup
4.5 / 5
Rating
Eligibility
No minimum income specified
No minimum CIBIL score required
Age: 21–65
Minimum income Rs 7.2 lakh p.a., salaried or self-employed. Marketed as a 'Women's Credit Card' but the aggregator explicitly states it is 'not exclusively for women.'
Lounge access
Unlimited domestic visits per year
₹40k quarterly spend required.
Key features
- 15 pts/₹100 on dining and accelerated categories
- Unlimited domestic lounge access (₹40k quarterly spend)
- FITPASS and other memberships
- Women-only — no separate income/CIBIL-based application path for other applicants
Reward details
3 points per Rs 100 on all other categories
- 15 points per Rs 100 (5X) on Dining, travel, and international spend — 5,000 points/month
Redemption
Ratio: 1 point = Rs 0.25
Excluded from rewards: fuel transactions earn no rewards
- Complimentary Amazon Prime/Hotstar/Gaana-type memberships; quarterly brand discounts at Nykaa, Flipkart, Myntra; up to Rs 250 off BookMyShow bookings (frequency/cap not detailed).
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Complimentary OTT/lifestyle memberships and quarterly brand discounts well received; competitive 2% forex rate; CardInsider gives a 4.5/5 rating and praises the accelerated reward points. — Paisabazaar/CardInsider
Complaints
- Lack of international lounge access seen as a gap for a card targeting frequent/international travelers; low redemption value (Rs 0.25/point); no fuel rewards despite the travel/lifestyle positioning. — Paisabazaar/CardInsider
Sources
- Aggregator — fees, eligibility, forex, lounge, rewards, sentiment
- Aggregator — forex, lounge, sentiment
- Official (blocked when last checked) — none — robots.txt/certificate error