BOBCARD Etihad Guest Credit Card
BOBCARD Limited
An Etihad-branded miles card with one of the lowest forex rates in the catalog.
₹2,500
Joining fee
₹2,500, waived at ₹3L spend
Annual fee
Waived on spends of Rs 3,00,000 or more in each anniversary year (official, exact).
1%
Forex markup
4.3 / 5
Rating
Eligibility
Estimated minimum income: ₹60,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 730+
Estimated — not officially confirmed by the bank.
Salaried or self-employed (official); no explicit income figure disclosed in the fetched content.
Lounge access
8 domestic / 4 international visits per year
Key features
- 3 Etihad Guest Miles/₹100 on Etihad spends
- 8 domestic + 4 international lounge visits/year
- 1% forex — among the lowest in the whole catalog
Reward details
1 Mile per Rs 100 on all other domestic/cross-border spend
- 3 Etihad Guest Miles per Rs 100 on Etihad Airways spend
Welcome bonus: 2,500 Miles on joining, plus an additional 2,500 Miles for Rs 10,000 spend within 60 days
- monthly: 250 Miles bonus
- quarterly: 2,000 Miles bonus
- annual: 12,000 Miles bonus
Redemption
Miles redeemable only on the Etihad Guest platform (flights and Etihad travel rewards) — no other redemption options; validity tied to Etihad Guest membership tier status.
- Complimentary Etihad Guest Silver Tier status upon the first transaction on etihad.com within 6 months of card issuance.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- Miles can only be redeemed via Etihad Guest, which the aggregator flags as limiting flexibility compared to cards offering broader multi-partner redemption — CardInsider
Sources
- Official — fees, eligibility, forex, lounge, rewards
- Aggregator — forex, sentiment