IndiGo Axis Bank Premium Credit Card
Axis Bank
For IndiGo-loyal flyers specifically — BluChips convert directly to flight value.
₹5,000
Joining fee
₹5,000
Annual fee
None — no spend-based waiver available (official).
2.5%
Forex markup
4.3 / 5
Rating
Eligibility
Estimated minimum income: ₹50,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 720+
Estimated — not officially confirmed by the bank.
Age: 18–70
Minimum net annual income Rs 6 lakh (aggregator-sourced, Paisabazaar).
Key features
- 5,000 BluChips welcome voucher
- Up to 7 BluChips/₹100 on IndiGo/grocery/hotel spends
- Milestone BluChips up to ₹12L spend
Reward details
2 BluChips per Rs 100 on all other spends
- 7 BluChips per Rs 100 on IndiGo channels (website/app bookings)
- 3 BluChips per Rs 100 on Groceries & dining
Welcome bonus: 5,000 BluChips voucher + one 6E Eats voucher on joining
- Rs 2 lakh / Rs 5 lakh / Rs 8 lakh / Rs 12 lakh annual spend: up to Rs 20,000-equivalent in BluChips across the four milestones
Redemption
BluChips redeemable exclusively against IndiGo flight bookings via the IndiGo website/app — no cash, voucher, or other-partner redemption.
Excluded from rewards: fuel, utility/telecom, insurance, rent, government services, wallet loads, jewellery, EMI transactions, balance conversion/transfer programs, ATM cash withdrawals, fees/charges/GST
- Annual renewal benefit: same 5,000 BluChips voucher + one 6E Eats voucher, each valid 6 months from issuance.
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- The 7% BluChip earn rate on IndiGo bookings, combined with welcome/renewal/milestone bonuses, seen as largely offsetting the Rs 5,000 annual fee for frequent IndiGo flyers — Paisabazaar
Complaints
- Domestic lounge access being spend-conditional (Rs 50,000 in the prior 3 months) limits its practical usability for lower-spend cardholders — Paisabazaar
Sources
- Official — fees, forex
- Official — product listing
- Aggregator — eligibility, lounge, rewards, sentiment